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You work hard for your money, so isn't it time your money started working for you? TNB has a variety of Money Market and Savings accounts with tiered interest rates... As the balance in your account increases, so does your interest.

Premium Money Market Account

Provides a premium return on your investable balances with tiered rates. Immediate access to cash through unlimited ATM and teller withdrawals. Offers limited check-writing privileges. Premium MMA rates are comparable to CDs for balances greater than $50,000.

Funds assessable through Internet, ATM card, CheckCard or personal check

Transaction limits apply to this account

Checks are not returned in the monthly statement

$10.00 monthly service charge applies if minimum balance falls below $50,000

Premium MMDA Rates*

Balance Interest Rate APY
$50,000 - $99,999 3.69% 3.75%
$100,000 -$199,999 4.17% 4.25%
>$200,000 4.65% 4.75%

*Interest paid monthly on average available balance.

*Fees may reduce the earnings on the account.


Money Market Account

Offers limited check-writing privileges and yields a higher interest rate than the Super NOW checking account when balance is $25,000 or greater. Tiered interest rates based upon deposit level.

Funds assessable through Internet, ATM card, CheckCard or personal check

Transaction limits apply to this account

Checks are not returned in the monthly statement

$10.00 monthly maintenance fee applies if minimum balance falls below $5,000

$5.00 excessive transaction fee per item over six per statement cycle


Traditional Savings Account

Enjoy tiered interest rates....as the balance in your account increases, so does your interest rate. Quarterly statements.

Funds assessable through Internet or ATM card

Transaction limits apply to this account

$3.00 monthly maintenance fee applies if minimum balance falls below $500

$3.00 excessive transaction fee per item over two per statement cycle


Balance & Rate Information

$100 minimum balance to open account

We use the average available balance method to calculate the minimum balance for service charges applicable to your account.

We use the average available balance method to calculate interest on your account. This method applies a periodic rate to the average available balance in the account for the statement cycle.

The interest rate and annual percentage yield (APY) may change at any time, at the bank's discretion.

Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

Interest is credited monthly at the end of each statement cycle.

If you close your account before interest is credited, you will not receive the accrued interest.


Transaction Limits

In-person withdrawals at an ATM or at the bank are unlimited.

Other transfers/withdrawals are restricted by Federal regulation.

No more than 6 withdrawals via online or telephone transfer per month.

No more than 3 transactions via CheckCard, ACH, personal check or online bill payment per month.



Celebrating 20 Years of Banking Tulsa