Business Banking > Business Savings and Certificates of Deposit

Basic Certificate of Deposit

You can invest in one of our Basic CDs and enjoy competitive fixed rates for a minimum deposit of $2,000. Terms range from thirty days to five years*.

Open-End Certificate of Deposit

With our Open-End CD*, you can enjoy the flexibility of a savings account, while your deposit earns a certificate of deposit rate. Deposits and weekly withdrawals may be made during the 120-day term, without penalty for early withdrawal. Tiered interest rates based upon deposit level. Minimum deposit of $25,000.

Business Savings Account

Traditional savings account. Enjoy tiered interest rates....as the balance in your account increases, so does your interest rate. Quarterly statements.

	Funds assessable through internet or ATM card
	Transaction limits apply to this account
	$3.00 monthly maintenance fee applies if minimum balance falls below $500
	$3.00 excessive transaction fee per item over 2 per statement cycle

IOLTA- Interest On Lawyer Trust Accounts

An interest-bearing account with unlimited transactions and no monthly service charge. Available to Oklahoma attorneys, this account meets the standards established by the Oklahoma Supreme Court. Interest is paid quarterly to the Oklahoma Bar Foundation and bookkeeping is maintained by the bank.

Balance & Rate Information Applicable to Savings & IOLTA Accounts

	$1,000 minimum balance to open account
	We use the average available balance method to calculate the minimum balance for service charges applicable to your account.
	We use the average available balance method to calculate interest on your account. This method applies a periodic rate to the average available balance in the account for the statement cycle.
	The interest rate and annual percentage yield (APY) may change at any time, at the bank's discretion.
	Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
	Interest is credited monthly at the end of each statement cycle.
	If you close your account before interest is credited, you will not receive the accrued interest.

Transaction Limits Applicable to Savings Accounts

	In-person withdrawals at an ATM or at the bank are unlimited.
	Other transfers/withdrawals are restricted by Federal regulation.
	No more than 6 withdrawals via online or telephone transfer per month.
	No more than 3 transactions via CheckCard, ACH, personal check or online bill payment per month.

*An interest penalty may be imposed for early withdrawals.

We often negotiate Special Rates based on your total banking relationship. For more information, contact your Account Officer or a Customer Service Representative.

Click Here to view our Current Deposit Rates

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