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Business Banking > Cash
Management
 Lockbox
Service
TNB’s Lockbox Service accelerates the collection of accounts
receivable, improves cash control, and maximizes funds availability. It also
provides your business with enhanced audit control and administrative
savings.
Each of our Lockbox Service customers is assigned a U.S. Post Office box
number to take in Accounts Receivable payments. Checks are processed by
Lockbox Specialists and a remittance advice, as well as other contents, may
be sent to the customer daily, per customer request or agreement.
Lockbox Fees can be offset by an earnings credit if your account is on
analysis.
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Zero Balance Account
TNB's Zero Balance Account is designed to help your business run more
efficiently. It will save you the time and effort previously spent
determining the balances needed as well as transferring monies back and forth
between accounts.
On a daily basis, an amount equal to the total debits is automatically
transferred from a designated primary account. Only the amount necessary to
maintain a "zero" balance in the account is transferred. This
convenience will prevent carrying excess funds in a secondary account and
will allow these funds to be used for other purposes. This account generally
works well as a payroll account.
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ACH Origination
Facilitates the movement of funds electronically across the nation. ACH
accelerates collections, enhances the control of payment timing, provides
direct payroll deposit for employees, and offers a highly cost-effective
payment vehicle. It also allows business owners to provide efficient direct
deposit payroll for its employees and make tax and vendor payments
electronically.
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Account Analysis Statement
Provides account transaction details, on a monthly basis, that include
balance levels and activity summary. Multiple accounts can also be combined
to view your composite cash position in a single statement.
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Courier Service
There's no need to leave your office to make deposits. Items may be picked
up from your location and delivered to the bank on a regular basis. The fee
for courier services varies, depending on frequency of service. Courier
service fees can be offset by your earnings credit.
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Merchant Visa & MasterCard
Service
Increase your sales with a Visa/MasterCard Merchant account through Tulsa
National Bank. Merchant services provide our customers with the convenience
of accepting credit cards, debit cards, and check cards as payment for
purchases and services. We offer competitive rates and fees, with customer
service available during regular business hours.
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Corporate Credit Card
Improves control over employee travel and entertainment expenses and
simplifies employee expense account management and reporting. Our MasterCard
corporate card is accepted at merchant locations worldwide, eliminating the
need for employee cash advances.
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Business Check/Debit Card
Our Visa Business Check/Debit Card acts as a cash management tool by
enhancing purchase convenience and as a check when traveling or making
business purchases. Accepted anywhere Visa debit cards are accepted.
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TNB's internet-based banking tool specifically for businesses. Enjoy the
flexibility and convenience of banking right from your office. View account
balances and activity, monitor cash management, transfer funds, and originate
wire transfers and ACH right from your desktop.
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